Utah Auto Insurance

At Troy J Jensen Insurance Agency Inc. we maintain strict auto insurance qualification standards.  This allows us to only insure the very best drivers and thus offer some of the lowest car insurance rates possible. Our policyholders have the added benefit of knowing that they are fully covered wherever they may travel throughout both the Unites States and Canada – not only in Utah. So top by and talk with one of our friendly insurance agents today. We will help determine the right Utah auto coverage for you.

Utah Car Insurance Coverage


If your damage someone else’s property or hurt someone with your car, liability coverage pays the costs. Liability insurance also helps cover the costs if you are sued, required to pay medical bills for others or required to pay for any property damage caused by your accident.

All states, including Utah, require that drivers at least carry liability coverage. It can be confusing determining what type of coverage is right for you. If you go for the lowest premiums, you may not have enough coverage in case of a bad accident. If you select higher coverage, you may have sufficient coverage but it may not work within your budget. Your Jensen Insurance agent has the expertise and experience to help you pick just the right balance of protection and overall cost.

Physical Damage:

If you have a mishap, will you be able to repair or replace your car? Troy J Jensen Insurance Agency Inc. offers comprehensive and collision coverage to insure your vehicle if it is damaged in an accident. If this happens, we will cover accident-related repairs or even the entire value of your car if the damages are that extreme.

The benefit of collision coverage is that if you are a collision, you are protected regardless of who is at fault. Furthermore, comprehensive coverage helps repair damages caused by theft, vandalism, fire or weather-related events like hail or flooding and more.  Your Troy J Jensen Insurance Agency Inc. agent can help you understand the coverage criteria and recommend the best coverage levels for you

Uninsured/Underinsured Motorist:

You may be a responsible insurance holder but other drivers may not. Make sure you include UM/UIM coverage on your policy so you are protected. If you are in an accident caused by someone who is uninsured or underinsured, this option makes sure your injuries are covered.

Personal Injury Protection:

Unfortunately, sometimes automobile accidents cause serious injuries. Personal injury protection insurance will make sure you have adequate coverage for lost wages, medical bills or loss of services. This coverage also provides for survivor benefits or funeral expenses if needed.

24/7 Roadside Assistance:

Troy J Jensen Insurance Agency Inc. roadside assistance can help you if you get locked out of your car, need a tow or even if you run out of gas. You can request this additional coverage from your insurance agent and have the peace of mind that you’ll never be stranded on the side of the road!

Rental Car Reimbursement:

If you are in a fender-bender, you might need a ride if your vehicle is towed.  Also you’ll still need to be able to get to work or school or just get around while your car is in the shop. With rental car reimbursement, Jensen Insurance can help cover a rental vehicle for you until you get your car back after an accident.

RV/Motor Home/Trailer:

Do you own an RV, motor home or trailer? Get the peace of mind that you are fully covered on your next adventure or family vacation.

Utah Auto Insurance Quote